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Posted: Sunday, February 25, 2018 11:06 PM


Save with cheap California auto insurance. Get 100% Free Quotes, compare top insurers. Special rates online for CA drivers only.
How happy were you the last time you compared rates for car insurance in California? Want to save money on your automobile insurance? Save up to 60% with the cheapest car insurance in CA whether you need full coverage or liability auto insurance.

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If you buy automobile insurance coverage to meet the California state financial responsibility law, you must buy at least the minimum amount. The current minimum liability limits are $15,000 for each injured person, up to a total of $30,000 per accident, and $5,000 for property damage per accident. This basic minimum California car insurance coverage is called 15/30/5 coverage. Young drivers as well are forced to comply with CA financial responsibility laws. In most cases parents can add their minor children to their car insurance policy to satisfy the California financial responsibility requirements. Although adding a young driver to a parents' policy is usually expensive, it's almost always cheaper than buying a separate policy for the minor child. Some insurance companies offer a discounted rate for teenagers who have completed a California-approved driver education course. Insurance companies use information such as the kind of vehicle you drive, where you live, how you use your vehicle and the policy limits you select to determine the policy rates they will charge you. Start comparing rates from top California insurance companies offering discount rates online for CA motorists. The rate quotes you'll receive are free and you are never under any obligation of any kind. Remember to check each insurer for all possible rate discounts.

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Depending on the type(s) of coverage you buy, auto insurance pays for vehicle replacement or repair, court costs, medical expenses, towing, rental cars, and other expenses. Insurance providers recommend that drivers in California carry more than the state-minimum-required liability coverage. Choosing a policy that only includes state minimum requirements may help drivers get the lowest premiums. However, California uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver who is found to be at fault for the accident is responsible for paying all costs incurred. While the California state minimum required liability auto insurance coverage does provide some protection for motorists, people who cause an accident will have to pay out of pocket for damage that goes over their policy's coverage limits.

For more information on CA auto insurance, check out California Auto Insurance.

For more information on California please view these California Facts.

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