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Posted: Thursday, December 28, 2017 10:20 PM

Description: Discover your opportunity with Union Bank(R) and become a part of one of the world's leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the US, we're 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that's working to fulfill its vision to be the world's most trusted financial group. JOB SUMMARY The Commercial Credit Services Group (CCSG) provides centralized underwriting and portfolio support for the Bank's Middle Market, Private Bank, and Business Banking groups, and portfolio support for Commercial Finance and Transaction Banking. Credit Associates perform work - primarily spreadsheeting - within this high volume work environment. The Credit Associate position is entry-level and aims to build basic credit experience through the performance of repetitive tasks for the above portfolios. Work performed by the Credit Associates is reviewed and used by Credit Executives, who may provide coaching, mentoring and constructive feedback about work quality. Credit Associates who have demonstrated satisfactory job performance and have successfully completed all training classes required for entry to the Bank's Commercial Credit Training Program are eligible to interview for sponsorship positions within the Commercial Banking or specialized lending groups. MAJOR RESPONSIBILITIES 1. Analytical and Loan Management support: 80% * Spreadsheeting of prospect and borrower financials in Risk Analyst ('RA') and Excel * Spreadsheeting of prospect and existing guarantor personal financial statements and tax returns in RA and Excel * Spreadsheeting of projections in RA * Monitor financial covenants and/or liquidity, for compliance with terms of credit agreements * Monitor collateral eligibility for credits with borrowing base structures * Prepare trend cards * Necessary follow-up and communication with CE's and RM's 2. Attend training classes and perform required certifications: 10% * Pre-requisites for the Bank's Commercial Credit Training Program, including Commercial Credit for Lenders and Intermediate Accounting. 3. Special projects and Peer training: 5% * Provide support to various CCSG special projects as requested or necessary, including additional peer training responsibilities. 4. Projects for Credit Executives: 5% * Partial / Full credit and financial analysis of borrowers, guarantors and vendor * Preparation of Administrative Action reports and full CRS drafts * Draft Problem Loan and Watchlist reports. PRIMARY MEASUREMENTS 1. Accuracy 2. Completion of tasks with turnaround targets / Service Level Agreements 3. Efficient prioritizing of tasks and workload balancing to achieve high priorities Qualifications: This is a highly competitive opportunity! At a minimum, the right candidate should meet the following criteria: * A recently acquired Bachelor's Degree (preferably in a business-related major, Economics, Finance, etc.) * Exceptional interpersonal, analytical, and writing skills * Excellent organization, time management, and attention-to-detail abilities * Computer literacy, including functional knowledge of MS Word and Excel. Minimum Cumulative GPA 3.0 * Able to furnish proof of citizenship, permanent residency, or authorization to work in the US * GEOGRAPHIC LOCATION: Irvine The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.SDL2017


• Location: Orange County

• Post ID: 155043832 orangecounty is an interactive computer service that enables access by multiple users and should not be treated as the publisher or speaker of any information provided by another information content provider. © 2018